DISCLAIMER

GENERAL INFORMATION

Deborah Marie Chapman LLC and debmchapman.com (“company”, “I”, “we” or “us”)

provides general educational information on various topics on this website as a

public service, which should not be construed as professional, financial, realestate,

tax or Lifestyle and Real Estate advice. These are my personal opinions only.

The term “you” refers to anyone who uses, visits and/or views the website.

Please read this Disclaimer carefully, and I reserve the right to modify it at any

time without notice. By visiting and using this website, you accept and agree

to be bound by this Disclaimer along with our Terms and Conditions and

Privacy Policy. Your continued use of our website, programs, products

and/or services constitutes your acceptance of future changes and updates

to this Disclaimer. You must not access or use our website if you do not

wish to be bound by this Disclaimer.

Although I am a Realtor by profession, I am not YOUR Realtor. All content and

information on this website including our programs, products and/or services is

for informational and educational purposes only, does not constitute 

advice and does not establish any kind of Realtor-client relationship by your use of

this website. An Realtor-client relationship with you is only formed after we have

expressly entered into a written agreement with you that you have signed

including our fee structure and other terms to represent you in a specific matter.

Although we strive to provide accurate general information, the information

presented here is not a substitute for any kind of professional advice, and you

should not rely solely on this information. Always consult a professional in the

area for your particular needs and circumstances prior to making any

professional, legal, Realtor and financial or tax related decisions.

AFFILIATE / THIRD-PARTY LINKS DISCLOSURE AND DISCLAIMER

We may partner with other businesses or become part of different affiliate

marketing programs whose products or services may be promoted or advertised

on the website in exchange for commissions and/or financial rewards when you

click and/or purchase those products or services through our affiliate links. We

will receive a commission if you make a purchase through our affiliate link at no

extra cost to you.

We may also recommend other products, services, coaches and consultants but

no such reference is intended to be an endorsement or statement that such

information provided is accurate. We recommend these based on our personal

experiences but it is still your responsibility to conduct your own due diligence to

ensure you have obtained complete accurate information about such product,

services, coaches and consultant.

These affiliate or third party relationships in no way compromise the integrity of

the content, information, services and materials being presented to you here, and

you are under no obligation to click on these affiliate links to purchase those

products or services being offered. These affiliate programs are selected based

on personal experiences and preferences.

Although we provide these affiliate links on the website for your convenience, we

have no control over these external websites and they are solely responsible for

their own content and information presented. Therefore, Deborah Marie Chapman LLC or debmchapman.com and/or its officers, employees, successors, shareholders,

joint venture partners or anyone else working with us cannot be held liable or

EARNINGS DISCLAIMER, TESTIMONIALS AND OTHER DISCLAIMERS

We may disclose our income reports and success results of our current or former

customers including product reviews and testimonials on the website from time to

time. These income reports, product reviews and testimonials are accurate and

strictly for informational purposes only.

We share this information as examples to you but it does not serve as a

guarantee or promise of any kind for your results and successes if you decide to

use the same information, reviews, products, services, tips and techniques

offered here.

All the testimonials included on our websites, programs, products and/or services

are real-world examples and stories of other people’s experiences with our

programs, products and/or services. But they are not intended to serve as a

guarantee that you will achieve the same or similar results. Each individual’s

performance is different and your results will vary accordingly.

You are encouraged to perform your own due diligence and research and are

solely responsible for your earnings and results. Your earning potential and

results are contingent upon your personal circumstances, abilities, experience,

and skills. Therefore, you agree not to hold us and/or our officers, employees,

successors, shareholders, joint venture partners or anyone else working with us

liable for any of your successes or failures directly or indirectly related to the

information, reports, reviews, products and/or services presented to you here.

We may include sponsored blog posts on our website from time to time for

products or services we recommend or those that have been valuable in our

personal experience or use.

We may review different products, services, and other resources to provide

reviews of books, services and any other recommendations to you. We may

receive incentives, discounts, compensation or free products in exchange for our

reviews and sponsored content. All such reviews and sponsored posts are solely

our honest opinions made in good faith. You are always encouraged to perform

your own due diligence prior to relying on them.

We share this information as examples to you but it does not serve as a

guarantee or promise of any kind for your results and successes if you decide to

use the same information, reviews, products, services, tips and techniques

offered here.

You are encouraged to perform your own due diligence and research and are

solely responsible for your decisions, purchases from our affiliate links,

sponsored content and results. Your earning potential and results are contingent

upon your personal circumstances, abilities, experience, and skills. Therefore,

you agree not to hold us and/or our officers, employees, successors,

shareholders, joint venture partners or anyone else working with us liable for any

of your successes or failures directly or indirectly related to the information,

reports, reviews, products and/or services presented to you here.

FAIR USE DISCLAIMER

This website reviews products, …(please insert anything else you would be

reviewing here) including but not limited to posting of product images from other

websites, logos of manufacturers (again, you can insert the details of what you

will be using from others here). In doing so, no copyright is claimed for this kind

of content on the website and to the extent that such material may appear to be

infringed, we assert that such alleged infringement is permissible under

the fair use principles of the United States copyright laws. If you believe any material has been used in an unauthorized manner, please contact us at deborah@debmchapman.com

NO WARRANTIES

ALL CONTENT, INFORMATION, PRODUCTS AND/OR SERVICES ON THE

WEBSITE ARE “AS IS” AND “AS AVAILABLE” BASIS WITHOUT ANY

REPRESENTATIONS OR WARRANTIES OF ANY KIND INCLUDING THE

WARRANTIES OF MERCHANTABILITY OR FITNESS FOR ANY PURPOSE,

EXPRESS OR IMPLIED TO THE FULL EXTENT PERMISSIBLE BY LAW.

COMPANY MAKES NO REPRESENTATIONS OR WARRANTIES AS TO THE

CONTENT, INFORMATION, MATERIALS, PRODUCTS AND/OR SERVICES

PROVIDED ON THIS WEBSITE. COMPANY MAKES NO WARRANTIES THAT

THE WEBSITE WILL PERFORM OR OPERATE TO MEET YOUR

REQUIREMENTS OR THAT THE INFORMATION PRESENTED HERE WILL BE

COMPLETE, CURRENT OR ERROR-FREE. COMPANY DISCLAIMS ALL

WARRANTIES, IMPLIED AND EXPRESS FOR ANY PURPOSE TO THE FULL

EXTENT PERMITTED BY LAW.

LIMITATION OF LIABILITY

You agree that under no circumstances, we and/or our officers, employees,

successors, shareholders, joint venture partners or anyone else working with us

shall be liable for any direct, indirect, incidental, consequential, equitable, special,

punitive, exemplary or any other damages resulting from your use of this website

including but not limited to all the content, information, products, services and

graphics presented here.

You expressly agree that your use of the website is at your sole risk and that you

are solely responsible for the accuracy of the personal and any information you

provide, outcome of your actions, personal and business results, and for all other

use in connection with the website.

You also expressly agree that we and/or our officers, employees, successors,

shareholders, joint venture partners or anyone else working with us shall not be

liable to you for any damages resulting from 1) any errors or omissions on the

website, delay or denial of any products or services, failure of performance of any

kind, interruption in the operation and your use of the website, website attacks

including computer virus, hacking of information, and any other system failures;

2) any loss of income, use, data, revenue, profits, business or any goodwill

related to the website; 3) any theft or unauthorized access by third party of your

information from the website regardless of our negligence; and 4) any use or

misuse of the information, products and/or services offered here.

This limitation of liability shall apply whether such liability arises from negligence,

breach of contract, tort or any other legal theory of liability. You agree that we

provide no express or implied guarantees to you for the content presented here,

and you accept that no particular results are being promised to you here.

INDEMNIFICATION

You agree to indemnify and hold the Company and/or its officers, employees,

successors, shareholders, joint venture partners or anyone else working with us

harmless from all losses, claims, damages, demands, actions, suits, proceedings

or judgments, including costs, expenses and reasonable attorneys’ fees

(“Liabilities”) assessed against or otherwise incurred by you arising, in whole or

in part, from: (a) actions or omissions, whether done negligently or otherwise, by

you, your agents, directors, officers, employees or representatives; (b) all your

actions and use of our websites including purchasing programs, products and

services; (c) violation of any laws, rules, regulations or ordinances by you; or (d)

violation of any terms and conditions of this website by you or anyone related to

you; e) infringement by you or any other user of your account of any intellectual

property or other rights of anyone. The company will notify you promptly of any

such claims or liability and reserves the right to defend such claim, liability or

damage at your expense. You shall fully cooperate and provide assistance to us

if requested, without any cost, to defend any such claims.

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